Conference Call Audios Right click and “save target as” to save these audios to your computer. The first few calls are introductory, and deal with solutions in commerce. http://zerodebts.info/zd_conf_calls/may_7_08.mp3 http://zerodebts.info/zd_conf_calls/may_9_08.mp3 http://zerodebts.info/zd_conf_calls/may_12_08.mp3 Just getting started? Here is a 48 minute "planning call" that covers most of the steps/docs we recommend for handling a mortgage foreclosure. http://zerodebts.info/zd_conf_calls/BeatTheBankPlan.mp3 The next four are all on the 1099-OIDs. http://zerodebts.info/zd_conf_calls/CraigsCall.mp3 http://zerodebts.info/zd_conf_calls/CraigsCall2.mp3 http://zerodebts.info/zd_conf_calls/1099.mp3 http://zerodebts.info/zd_conf_calls/1099oid2.mp3 We did a call on how to use the courts via a class action: http://zerodebts.info/zd_conf_calls/classaction.mp3 Our "remedy" call regarding the need to set up your account before using BPNs, money orders, etc. is at: http://zerodebts.info/zd_conf_calls/remedy-8-27-08.mp3 You need to learn how to nail down your opponent and make him confess the facts! Get started with Admin Remedy 101! http://zerodebts.info/zd_conf_calls//admin-remedy-101.mp3 Our "dollar crisis" call deals with the impending crisis in the dollar and our imploding economy. See what to do now: http://zerodebts.info/zd_conf_calls/dollar-crisis-9-12-08.mp3 Want to know how to use the website database to create docs? Go to this how-to page: http://zerodebts.info/zd_conf_calls/createdocs/index.html FED Remedy Do not right click the link below! Just click on it to be taken to a video about your remedy against the Federal Reserve Act! Want your deposits to be NON-taxable? Watch this! http://zerodebts.info/zd_conf_calls/remedy.html Economic Collapse Our "collapse" call deals with the worldwide economic collapse now in progress. Shipping of goods is down 93%! See what to do now: http://zerodebts.info/zd_conf_calls/collapse.mp3 Foreclosure Seminar for Attorneys Here are the many docs presented in a seminar, on how to defend against foreclosure. http://zerodebts.info/zd_conf_calls/! A Foreclosure Seminar.zip GSA Forms Have you heard about the latest way to use government forms to release liens (including mortgage liens, tax liens etc.)? This 3.5 hour call with Jeff Smith covers a lot of territory. You can get by with just the first hour and thirty five minutes. http://zerodebts.info/zd_conf_calls/GSA2.MP3 1st This is the first call on the Cleveland Workshop presented by Pastor Tony Richards on GSA Optional forms 90 and 91 and Standard Form 28. Tony has used these forms to release liens (including mortgage liens) and to get prisoners released from jail. This 1.5 hour call with R.J. is an introduction to the process and an explanation of how to fill out the forms. http://zerodebts.info/zd_conf_calls/cleveland1--01-19-09.mp3 Right click and select "save target as" to download the three GSA forms to review with the above call on the Cleveland conference. http://zerodebts.info/zd_conf_calls/of90.pdf http://zerodebts.info/zd_conf_calls/of91.pdf http://zerodebts.info/zd_conf_calls/sf28.pdf 2nd This is the second call on the Cleveland Workshop presented by Pastor Tony Richards on GSA Optional forms 90 and 91 and Standard Form 28. This call deals with the accounting, and the DTC (Depository Trust Corporation), the multi trillion dollar institution that holds your birth certificate AND the 3.5 billion bond you can access to settle accounts and pay bills. http://zerodebts.info/zd_conf_calls/cleveland2--01-22-09.mp3 3rd This is the third call on the Cleveland Workshop presented by Pastor Tony Richards on GSA Optional forms 90 and 91 and Standard Form 28. This call deals with the DTC Eligibility Questionnaire, setting up your own DTC account, and how to access that account using a closed checking account as a pass-through account. This call also covers an introduction to the 1099-A. http://zerodebts.info/zd_conf_calls/cleveland3--01-29-09.mp3 4th This is the last call on the Cleveland Workshop presented by Pastor Tony Richards on GSA Optional forms 90 and 91 and Standard Form 28. This call deals with SF 1420, which is the certificate of Appointment for a warranted contracting officer. We also cover the Letter to an Escrow Holder, which includes a 1099-A and is a request for a return of funds due to you. We also cover how to properly Accept for Value a coupon and the charging instrument (bill). http://zerodebts.info/zd_conf_calls/cleveland4--02-03-09.mp3 Rightclick the following link and select "save target as" to save "Truth's" power point presentation to your computer. http://zerodebts.info/zd_conf_calls/TruthsPres-of-SFs.ppt IRS-101 This is the first call on the Libel of Review a system for using the ancient right of the king to challenge all claims from the sea (admiralty) coming on to the land, the King's domain! Well you are the sovereign and have the right to challenge the IRS attempt to bring their admiralty claim on to land. You do this first, by proving you now know that Federal Reserve Notes may be redeemed as lawful United States money! This breaks the IRS presumption that you are using Federal Reserve credit upon which a tax accrues! You bring your action in Federal District Court and default them when they fail to answer! We also cover what to do when IRS demands you return your 1099OID refund money to them along with a fat penalty fee: show them from their own books why you can claim the funds, and then challenge them to prove up their claim, on a point for point basis out of their own publications! Guess what? They can't! http://zerodebts.info/zd_conf_calls/libelofreview-02-10-09.mp3 Here is the Libel of Review. Right click and "save target as" to download. http://zerodebts.info/zd_conf_calls/generic_counterclaim_sanitized1.doc Foreclosure-101 This is the first call on Foreclosure Remedy, which covers the preliminary steps for contesting a claim by the mortgage company. Possession is nine tenths of the law; the other tenth is attachment. The note represents attachment. If the bank cannot produce the note, then there is NO attachment and the property belongs to you. We prove that on the public record with adminstrative remedy: 1st with the Qualified Written RESPA Request (which the bank must answer but will NOT answer); 2nd with a TILA Rescission. 3rd we follow up by settling the bank's claim by sending a Notice of Tender of Payment (whereby the bank agrees by its silence to accept your note). Then 4th, we send the note with a Due Presentment under notary seal. 5th when the bank fails to settle, we bring an International Claim in Admiralty against them and get a perfected lien! Once the bank defaults on the RESPA you have Power of Attorney to sign for the bank! We can then transfer the property (which we have liened) into your name. If they fight us, we can do a Quiet Title to settle your claim to the property in your favor. http://zerodebts.info/zd_conf_calls/Foreclosure-101.mp3 IRS-201 This is the second call on the Libel of Review a system for using the ancient right of the king to challenge all claims from the sea (admiralty) coming on to the land, the King's domain! Sounds good, but will it really work? The answer is no, not if YOU don't work: This is a contest of realities. Whose reality is stronger? Actually yours is! How do we know that? Because yours is based on the TRUTH! And, how is truth established? On the public record! In this case the record established by your court case: the Libel of Review! Here are the directions for making this process work, and for avoiding the traps your opponents will lay for you! Discover how to use the 13th Amendment and the Credit River Decision, as established TRUTH in your favor! When your opponents default, you will have judgment in your favor! http://zerodebts.info/zd_conf_calls/libelofreview-02-17-09.mp3 Here are the docs covered on the call. Right click and "save target as" to download. http://zerodebts.info/zd_conf_calls/Minnesota-CreditRivercase.rtf http://zerodebts.info/zd_conf_calls/Merrill_METROchapter1.pdf http://zerodebts.info/zd_conf_calls/Merrill_METROchapter2.pdf http://zerodebts.info/zd_conf_calls/Merrill_METROchapter3.pdf Read up on the 13th Amendment here: http://en.wikipedia.org/wiki/Thirteenth_Amendment_to_the_United_States_Constitution Foreclosure-201 This is the second call on Foreclosure Remedy, which covers what to do if your are dragged into court for foreclosure OR for Unlawful Detainer (eviction). We start with a challenge to the standing of the plaintiff using a Motion for a Ratification of Commencement under FRCP Rule 17 (and the corresponding Rule in your state). Rule 17 addresses the real party in interest. Often the bank suing you is NOT the bank that is the lender of record! You're saying they cannot proceed without ratifying that plaintiff is the real party in interest! What if the court enters judgment against you? File a Motion for a Findings of Fact and Conclusions of Law: We are saying "If you think you have a valid judgment prove it by producing the evidence (the note) and a competent fact witness with first hand knowledge that has offered sworn testimony! Guess what? They can't. Which means we can Petition the court of appeals for a Writ of Mandamus so they'll order the lower to court to produce said facts! When the lower court ignores the order of the court of appeals to produce the facts and law, they will be in contempt, and you can get an order to vacate a void judgment! http://zerodebts.info/zd_conf_calls/Foreclosure-201.mp3 Docs covered on this call to download: http://zerodebts.info/zd_conf_calls/RatificationOfCommencement-sample.doc http://zerodebts.info/zd_conf_calls/ResponsetoMotiontoReestablishNote--sample.doc http://zerodebts.info/zd_conf_calls/Petition-for-Writ-of-Mandamus.doc http://zerodebts.info/zd_conf_calls/FindingsOfFact-ConclusionsOfLaw.doc Foreclosure-301 This is the third call on Foreclosure Remedy, which covers how to get set up to settle your accounts (mortgage, credit card etc.), by an agreement of the parties, through a Notice of Tender of Payment: Your "creditor" is bound by public policy to accept your note as "legal tender." However, before you send of the Note, you want to indeminfy your opponents against loss with a private indemnity bond, back first by silver (real money) and next by your own unlimited liability! We do this by creating a silver bond, recording a Notice and forming a private contract with our Note Holder who will act as custodian of the note, and be bound by the terms of the contract to only hand over the note to the claimant who can prove up his/its claim. You can bring this into court on your terms by noticing the judge and clerk of your private contract, and accepting their oaths of office. http://zerodebts.info/zd_conf_calls/ICC-1-SilverBond.mp3 http://zerodebts.info/zd_conf_calls/MortgageSettlement.zip http://zerodebts.info/zd_conf_calls/ICCData.zip Foreclosure-401 This is the fourth call on Foreclosure Remedy, which covers how to take advantage of your new status as creditor when the mortgage company dishonors your note (which they agreed to accept by standing mute after your Notice of Tender of Payment)! We start out with the International Commercial Claim in the Admiralty Administrative Remedy. This ICC includes a "True Bill" for damages, lots of embarassing questions which will stand as admitted when they fail to answer. It also includes a waiver of tort and a notice to trespassers (such as attorneys and judges) that they will be included in your list of libelees who will be libel for the damages totalled in your true bill--IF they choose to trespass! BONUS: the "check by phone" system where you can have the credit card company create a check drawn on your account at the Federal Reserve Bank to pay your outstanding balance. Mr. G. used this method to settle $300,000 in credit card debts. This is NOT for everyone. Be ready to back up your play! http://zerodebts.info/zd_conf_calls/Foreclosure-401.mp3 http://zerodebts.info/zd_conf_calls/check-by-phone.pdf Foreclosure-501 This is the fifth call on Foreclosure Remedy, which covers a complete overview of the International Commercial Claim in Admiralty; ICC for short. We start out where we left off in Foreclosure-401 and go through all of the rest of the docs: starting with the "first batch" which is 13-15 (01a, 01b, 01c and 01d), and wrapping up with 27 - 29 (06a, 06b, 06c). We also briefly cover 30. (07a) getting the Apostille; 31-32 (08a, 08b) the UCC-1, and the Notice of Lien, 33-35 (09a, 09b, 09c) and the Affidavit of Obligation. Be sure to see the "List of Docs" (download link below) to get a "big picture" overview of the process and which docs are in each batch to be sent out. The first three batches are Notice of Claim (13-16, the ICC itself), the Notice of Fault with an opportunity to cure (17-18), and the Notice of Default (19-23). The second three batches is a billing process which was started in the first batch with the True Bill. Now when the Notice of Default (3rd batch) is sent out a True Bill with a first demand for settlement of the Escrow is sent out. The second demand is sent as our 4th batch; the final demand is the 5th batch, and the Notary Protest is the 6th batch. We recommend printing out all of the documents on three hole punched paper and putting it all in a three ring binder. Breeze through all of the docs a few times to get a good feel for the overall process. Then, read each doc; take notes, write down questions as they come to you, and look up all references. Send your questions to R.J. http://zerodebts.info/zd_conf_calls/Foreclosure-501.mp3 http://zerodebts.info/zd_conf_calls/ListOfDocsForICC.doc Foreclosure-601 This is the sixth call on Foreclosure Remedy, which covers the final elements in the International Commercial Claim in Admiralty; including the Coast Guard (Maritime) Lien, the UCC-1 lien, and getting an apostille for your perfected ICC lien. The call covers the MASTER-Mailing&Receiving doc, which you can use to track all of your mailing to make sure that you do not send your docs out too soon, and to track when they were received. http://zerodebts.info/zd_conf_calls/Foreclosure-601.mp3 http://zerodebts.info/zd_conf_calls/MASTER-Mailing&Receiving.doc Counterfeit Security Your opponent (Credit Card or mortgage company) has evidence on the public record that you "owe" them and that they have a right to grab your money. What have you done to rebut that presumption on the public record? Very likely nothing! Send them "notice and opportunity" to rebut your statement of FACTS regarding their fraud/theft/dishonor and, when they don't respond, send them (through your notary acceptor) a Notice of Fault, Opportunity to Cure. When do not respond again, default them! Then record all of your docs on the public record along with the proof of service! Now, you have destroyed their presumption that they are your creditor, and have proved by their silence that they are guilty of fraud/theft etc.! http://zerodebts.info/zd_conf_calls/NoticeOfCounterfeitSecurity-03-10-09.mp3 http://zerodebts.info/zd_conf_calls/Counterfeit_Security-bank2--SAMPLE.doc http://zerodebts.info/zd_conf_calls/Counterfeit_Security--NoticeOfFault--sample.doc http://zerodebts.info/zd_conf_calls/Counterfeit_Security-Default--Sample.doc IRS "Frivolous Filing" Rebuttal --IRS has disallowed your 1099-OIDs and your 1040s which show that the banks (the borrowers) owe you piles of cash. IRS says your filings are a mistake or even a fraud! IRS agents have presented you with a bill for 20% of the amount you've claimed as a refund! Instead of getting back $200,000, they want you to pay them $40,000 and other penalties! Can anything be done? Yes! First, let's ask some important questions! Is IRS, the Federal Reserve and the United States operating in commerce? Yes! Are they bound by the rules of commerce? Yes! Have the IRS agents done anything to rebut your filings (sworn to be true and correct under penalties of perjury)? No! They'd like you to believe they are above that! Are they? No! They are bound by the cardinal rule in commerce: TRUTH in commerce! What can you do? Do a Conditional Acceptance and Notice of Counterfeit Security! Give them time to rebut! When they do not, then the IRS is unlawfully obstructing your claim! Time to do an International Commercial Claim in Admiralty against all of the agents involved AND against the FED and the U.S.! Download the Notice_of_Tender_Payment-2nd--IRS-sample.doc below and follow along as we explain how to construct your own Notice of Counterfeit Security disputing the IRS's unsupported refusal to refund and their unsupported claim of a penalty against you! http://zerodebts.info/zd_conf_calls/FrivolousFilingRebuttal--03-12-09.mp3 http://zerodebts.info/zd_conf_calls/Notice_of_Tender_Payment-1st--IRS-sample.doc http://zerodebts.info/zd_conf_calls/Notice_of_Tender_Payment-2nd--IRS-sample.doc http://zerodebts.info/zd_conf_calls/TMarty_Complaint_Temp_Case_Num.pdf Bank Lien Reversal! The Bank is about to foreclose. Can you beat them to the punch and cancel their lien for fraud on the public record first? If you follow the steps contained in the Bank Lien Reversal package, the answer is Yes! Why? Because the bank never gave you any consideration; failed to give you full disclosure (that they do not "loan" money!) and didn't bother to mention that they stole your note and illegally Converted it from a note to a security! Even better, the bank never signed the Deed of Trust! Since your is the only signature, you as grantor can undo the alleged "deal" and reclaim your home. You better study this package until you know it inside and out, because if you do not believe in your ability and authority to act, you will be putty in their hands and they will "havve their way with you!" http://zerodebts.info/zd_conf_calls/BankLienReversal--03-10-09.mp3 http://zerodebts.info/zd_conf_calls/Bank_Lien_Reversal.zip Just getting started? Here is a 48 minute "planning call" that covers most of the steps/docs we recommend for handling a mortgage foreclosure. http://zerodebts.info/zd_conf_calls/BeatTheBankPlan.mp3 Enforecement Using USPS and the UPU You are doing an administrative remedy such as a Notice of Counterfeit Security, or an International Commercial Claim in Admiralty. How can you get enforcement power when they start "messing with you" or if they default, or dishonor your process? What if they try to drag you into their crooked courts? What can you do to make them slow down and take notice that you are not the typical victim? Answer: invoke the power of the United States Post Office and/or the Universal Postal Union in Zern Switzerland. First, it demonstrates that you know you are operating internationally, in commerce, and so are your opponents! Second it demonstrates that you know that your opponents (including judges!) are subject to the rules of commerce and to the UPU! Third, it lets them know there are consequences to their illegal actions that they are not going to like one bit! http://zerodebts.info/zd_conf_calls/postal_union-03-17-09.mp3 http://zerodebts.info/zd_conf_calls/PostalUnion.doc Turning the Tables on Debt Collectors-101 What is the fastest way to turn the tables on a debt collector claiming to collect for a bank? Accept his offer that you pay, and set the terms of the deal: you'll deposit payment with an Escrow holder (a notary acceptor); he agrees to immediately produce the note, so it cannot be re-presented by another debt collector! If he fails to collect AND produce the note in 30 days, he agrees his claim was a fraud, and agrees to pay you treble damages. The moment he dishonors, you are the creditor. He grants you power of attorney to handle his business for him, and he grants you an uncontested lien against the firm AND against the senior officers! Go eat him up, Mr. Creditor! Yum! Yum! http://zerodebts.info/zd_conf_calls/debt_collector_ltr.mp3 http://zerodebts.info/zd_conf_calls/Reply to DebtCollector--sample.rtf http://zerodebts.info/zd_conf_calls/Midland.rtf http://zerodebts.info/zd_conf_calls/NI_Revolution.zip Philadelphia Conference on GSA Forms! Is it safe to use GSA forms 90, 91 and 28? We address this and other questions with regard to the Tony King Conference in Philadelphia held on March 28 - 29, 2009. http://zerodebts.info/zd_conf_calls/GSA_Forms_Philly_Conference.mp3 IRS is a DebtCollector! What is IRS' greatest weakness? IRS is bound by Title 15 Chapter 41 Sub V section 1692! Reports from all over the country demonstrate that a new strategy against IRS is working: IRS is backing off from folks who employ this strategy. These people, some by accident and some on purpose required the IRS to verify the assessment, some with and some without mentioning Title 15. Regardless, once these people demanded the verification the IRS went away. Our advice to everyone is to treat the IRS like the private debt collector it really is! None of us would use Title 26 to argue against a credit card company's collector service and in all reality that is all the IRS is. Their incorporation documents confirm this. http://zerodebts.info/zd_conf_calls/IRS_is_a_DebtCollector.mp3 http://zerodebts.info/zd_conf_calls/Strategy--Private Law v Public Law--11 & 12.doc http://zerodebts.info/zd_conf_calls/how-to-stop-the-irs-with-debt-collection-statutes.pdf http://zerodebts.info/zd_conf_calls/Demand_for_Assessment.doc http://zerodebts.info/zd_conf_calls/DIVERSIFIED METAL PRODUCTS.doc http://zerodebts.info/zd_conf_calls/IRS Exhibits.zip http://zerodebts.info/zd_conf_calls/EXHIBIT1_TITLE 15.doc http://zerodebts.info/zd_conf_calls/Exhibit 4.doc Turning the Tables on Debt Collectors-201 & 301 We already know that the fastest way to get the debt collector to dishonor is to pay them! But, if you send them your note they'll just steal it and pretend nothing happened. A great alternative is to have your notary acceptor act as your Escrow Agent to hold your legal tender payment (i.e. your promissory note!) He then sends Notice to the Mortgage company AND the Trustee to come and collect the funds AND bring the original note so it cannot be represented! He then gives them Notice of Fault when they don't pony up the note, and gives them Opportunity to Cure the Fault. A few days later, when they still haven't contacted him, he issues the Notice of Default and signs off on an Affidavit of NON Response, which is judgment in your favor! What is so cool, is the mortgage company and trustee never even check to see if the funds are there, or if it is just another note. After default it may be presumed that you ACTUALLY paid them legal tender, and they refused to collect and refused to produce the note! Now, you have them for admitting to fraud and treble damages! http://zerodebts.info/zd_conf_calls/Pay_by_Escrow_Agent.mp3 http://zerodebts.info/zd_conf_calls/Pay_by_Escrow_Agent_2.mp3 http://zerodebts.info/zd_conf_calls/INTERNATIONAL_PROMISSORY_NOTE-rev4.doc http://zerodebts.info/zd_conf_calls/StepByStepApproach-rev1.doc http://zerodebts.info/zd_conf_calls/Reply_to_LoanStar--sample.rtf http://zerodebts.info/zd_conf_calls/Notary_Notice_to_LoanStar--sample.rtf http://zerodebts.info/zd_conf_calls/Notary_Notice_of_Fault_LoanStar.rtf http://zerodebts.info/zd_conf_calls/Affidavit_of_Non_Response.doc http://zerodebts.info/zd_conf_calls/Directions.doc Foreclosure Q&A Recently, some of our members have had doubts about the Escrow Agent Process and the follow up to that process: the Bank Lien Reversal. The banks and their attorneys can be very intimidating! That's why we recommend getting your head on straight and making sure you understand how and why these administrative processes works! Check out this call. http://zerodebts.info/zd_conf_calls/Foreclosure_Q&A_05-14-09.mp3 A4V Process to Settle IRS Claims with Money Orders! Catherine's group has had some good success using money orders to settle IRS accounts by using these simple to understand rules: Pay the exact amount requested (not double or triple); always do a hand written money order in blue ink; leave no blank pages! Be sure to download and read the "Complete_Pkg" pdf (see below). http://zerodebts.info/zd_conf_calls/A4V_IRS_moneyorders.mp3 http://zerodebts.info/zd_conf_calls/Complete_Pkg.pdf We suggest using the GSA forms to settle BAD IRS cases (if money orders are not working for you). Check out the call and the instructions in the TK Outline pdf below. Also read Are You Lost at C: http://zerodebts.info/zd_conf_calls/GSA_Forms_4_IRS.mp3 http://zerodebts.info/zd_conf_calls/TKOutline4-25-09.pdf http://zerodebts.info/zd_conf_calls/AreYouLostAtC.pdf http://zerodebts.info/zd_conf_calls/GSA_forms-2-IRS--June-2nd.mp3 Get an IRS Release of Lien at the county level by following this step by step approach. http://zerodebts.info/zd_conf_calls/IRS_Lien_Release_at_County--ZD--06-18-09.mp3 http://zerodebts.info/zd_conf_calls/Terminating_IRS_668_Notice_of_Lien.doc ATTITUDE 101: Required for Winning! You've got the tools, a winning strategy, and the law is on your side! BUT, without this critical factor you are going to lose! How can that happen? Easy! Instead of BEING the Creditor that you are, instead of believing in your own reality, and understanding WHY you get to win, you BLOW it and buy into your opponents story! It happens all the time! Instead of demonstrating your competence in commerce, you let your opponents know that you are just a "newbie," don't have a clue, and are "ripe for the plucking!" Good News! You CAN prevent this disaster from developing! Get a winning attitude, based on real understanding and confidence! Instead of "going through the motions," you can be "slam dunking" your enemies with real conviction! The secret? Start now to develop a creditor's winning attitude! Right click each link and select "save target as" to save to your C drive! http://zerodebts.info/zd_conf_calls/david_v_goliath_07_07_09.mp3 http://zerodebts.info/zd_conf_calls/How-David-Beats-Goliath.doc Accepted for Value! You are the Creditor and can settle your debts by doing an "offset" against your pre-paid account! But, your opponents are wily! They will trick you if you let them! So, don't let them! Listen to the first of a series on A4V! http://zerodebts.info/zd_conf_calls/A4V_07_14_09.mp3 http://zerodebts.info/zd_conf_calls/A4V_07_21_09.mp3 http://zerodebts.info/zd_conf_calls/A4V_07_28_09.mp3 http://zerodebts.info/zd_conf_calls/a4v1.pdf http://zerodebts.info/zd_conf_calls/ACCEPTANCE_FOR_VALUE_HISTORY-1.pdf http://zerodebts.info/zd_conf_calls/A4V-chat.doc http://zerodebts.info/zd_conf_calls/AFV PRES_JDH_APRIL 2009.ppt http://zerodebts.info/zd_conf_calls/Jack-Smith-070909.doc http://zerodebts.info/zd_conf_calls/ALLONGE_EXAMPLE--Jack_Smith.doc http://zerodebts.info/zd_conf_calls/Must-have_Accounting_docs_4_Foreclosure.doc Revocation of Power of Attorney! Why do the judges, and attorneys and other public officials ignore your objections to their fraud? Is it because they realize you don't know enough to do them any damage?! Yes, but there is an even better reason! They know that while you are operating as trustee of the Cestui Que Trust, there is nothing you can do but "pay the bills" and behave yourself! As long as you do not know how to claim your rightful status as the grantor, as long as you do not know how to collapse the "trust" you don't have much, if any, real power. You certainly cannot claim to be operating as the "sovereign" as long as you are operating as trustee! So, how can you collapse the trust and claim your status as sovereign, and, should you? Find out in a very educational call from Rule of Law Radio hosted by Randy Kelton and his partner: This program is an interview of an educated lady who goes by "C". Start by reading over the Notes on RPOA (see below). This doc has some bare bones notes from the call with "C"... You can use them to follow along on the call and to "fill in the blanks," make additions to the notes, etc. Also, there is a NEW doc called RPOA~REVISED-8-12-09--sample.doc (see below) that you will want to read first! Lastly, although it is not part of the RPOA package, you should get some much needed background info by reading the doc called the_Matrix_and_the_US_Constitution.doc (see below). http://zerodebts.info/zd_conf_calls/C_on_Rule_of_Law.mp3 http://zerodebts.info/zd_conf_calls/RPOA_1004_08-14-09.mp3 http://zerodebts.info/zd_conf_calls/RPOA-201_08_18_09.mp3 http://zerodebts.info/zd_conf_calls/Notes_on_RPOA.doc http://zerodebts.info/zd_conf_calls/1004sanitized.doc http://zerodebts.info/zd_conf_calls/RPOA.zip http://zerodebts.info/zd_conf_calls/RPOA~REVISED-8-12-09--sample.doc http://zerodebts.info/zd_conf_calls/RPOA~REVISED-8-12-09.doc http://zerodebts.info/zd_conf_calls/sample_proof_of_service.doc http://zerodebts.info/zd_conf_calls/the_Matrix_and_the_US_Constitution.doc Stop Foreclosure Overview of the Process It's not hard to get "lost" when you are in the middle of your Stop-Foreclosure process! It is also easy to misunderstand some of the steps! Join us for an overview of the steps from the Escrow Agent pack to to the Bank Lien Release and Notice of Counterfiet Securities! Right click the links below and select "save target as" to save to your computer! http://zerodebts.info/zd_conf_calls/Stop_Foreclosure_Overview_08_27_09.mp3 http://zerodebts.info/zd_conf_calls/TheBeginning.zip http://zerodebts.info/zd_conf_calls/Refusal_for_Cause_09_01_09.mp3 Recently we have noticed that members are coming under attack where they are most vulnerable and unprepared. Among the most vulnerable areas for each of us is the bank account! We may have learned a great deal about how to turn the tables on banks and mortgage companies, we may know a lot about commerce, but, we still have the same bank account that we had back when we knew little or nothing. That unprotected bank account is just waiting for an opportunity to bite you! The bank agreement that you "signed" when you signed the signature card to open the account, states that you are a "U.S. Person" ...i.e. the strawman/U.S. Vessel/debtor, who actually has an inferior claim to the U.S./IRS and anyone else the bank wants to give your money to! Remember, the one who signed for that U.S. Person is operating as a trustee, NOT as an owner! Which effectively means those funds belong to the Federal Reserve! Even if the "debtor" /strawman /U.S. Vessel were to have a claim on the funds, it still wouldn't matter because that strawman is a creation of the U.S. which means the funds belong to the U.S. or the Federal Reserve. Even if you do not believe that, be assured the bank president believes it despite a filed W8-BEN... What can you do? If you haven't already, claim your status as the creditor and sign a Security Agreement with the U.S. Vessel holding your goods, and file a UCC1. Accept for value your Birth Certificate and get set up with a UCC Contract Trust and make your status as creditor of the U.S. "official." There are two different ways to declare your status with regard to the account. First is the W8-BEN which should be filed prior to opening an account, and the second is a contract that would be sent just a couple of days after opening an account (see DEPOSIT ACCOUNT MASTER doc below). If you elect to use the DAM doc, be sure to read it very carefully and replace all names, dates, etc. with your own info. Effectively the STRAWMAN opens the account, but, then the secured party creditor (you) claims it as his property! http://zerodebts.info/zd_conf_calls/control_your_bankaccount_09_03_09.mp3 Knowing What to Do 101: This call answers the question: "I've done everything I am supposed to do... Now what!?" Most members are successfully "turning the tables" on IRS, debt collectors and mortgage companies, but are dropping the ball on "follow through!" A lot of members say, "I've done everything you said. What do I do next?" The answer to both problems is to: 1. remember that, as creditor, it is up to you to take action and follow through. 2. If you were truly "outraged" by the crimes committed against you, your brain would be in "overdrive" thinking of ways to get "closure." This call is all about getting the right mind-set so you always KNOW what to do next! http://zerodebts.info/zd_conf_calls/knowing_what_to_do_09_08_09.mp3 http://www.consumerwarningnetwork.com/2009/08/31/the-foreclosure-judge-who-gets-it/ Knowing What to Do 201: This call addresses the all important issue of "follow through." Once you've established yourself as the creditor (due to your opponents dishonor of your tender of payment), and you have obtained two or more administrative judgments (notice/fault/default) written to the public record, then what is the next step? One option is to call the OCC (Office of the Comptroller of the Currency) and complain about the bank's failure to advise you that it has securitized your note; has failed to pay you dividends on said securitized note; then, file a complaint with the Securities and Exchange Commission (SEC). This should come before the next step, which is to open a case in United States District Court, as the man, the sovereign, with Admiralty Law given as your choice of law! Instead of allowing your opponent to "answer" or to "argue," you will file evidence from the public record demonstrating that the bank or mortgage company has had notice and opportunity to respond, argue and rebut the FACTS presented to its officers. And, due to their failure to timely respond, estoppel now prevails! That means they are estopped from arguing! Your action is called a Declaratory Judgment, because your intent is to show that you have already obtained judgment, and more than once! How does one assemble a Declaratory Judgment? Start by identifying every key issue regarding your alleged mortgage contract: 1. Your right under TILA to rescind a "contract" where there was no meeting of the minds; no full disclosure and no consideration! 2. The duty of the bank or mortgage company to do "safe-keeping" of your note; 3. That conversion of your note into a draft/security, is a fraud, which deprives the bank of its right to collect! 4. That it is the duty of the attorneys involved (typically as trustee(s)) to "bring no false claim" and "to delay no man for lucre or malice." Once you have established these and other foundational issues, you can proceed to the facts of your case: your administrative judgments! http://zerodebts.info/zd_conf_calls/Declaratory_Judgment_09_15_09.mp3 http://zerodebts.info/zd_conf_calls/TheBeginning.zip How to handle attorney letters: What do you do when the attorney replies to your Escrow Agent package with a new payoff amount --this, after the bank has dishonored your tender of payment and refused to bring forward the note? You let him know that, in light of its fraud, his client no longer has the option of "reserving its rights and remedies." Due to its admitted fraud, it has already waived them. http://zerodebts.info/zd_conf_calls/zd_call_10_06_09.mp3 http://zerodebts.info/zd_conf_calls/COURT_NEGATIVE_AVERMENT_MORTGAGE.doc http://zerodebts.info/zd_conf_calls/Notice_of_Counterfeit_Security_EscrowAgent-sample2.doc http://zerodebts.info/zd_conf_calls/Reply_to_Dilworth-Paxson_sample.doc http://zerodebts.info/zd_conf_calls/Securitization_Is_ILLEGAL.pdf http://zerodebts.info/zd_conf_calls/Response_to_Escrow_Agent_Default.doc FED Black Card + Collapsing the Trust This call is an introductory call with Chris M. We interviewed Chris and asked him to explain some of the details relating to the DTC white card, and the Federal Reserve Bank black card. Also covered is an important question regarding your role as the "authorized representative." Would it be more advantageous to stop that relationship, collapse the trust, and become the beneficiary entitled to a payout!? If you are saavy enough to learn how to operate in the private, the answer is probably, Yes! The mp3 for the intro call is below, along with a zip file with many docs, including a package called "Close_it_Down_rev1". If you decide to pursue this, take your time, and learn everything you can. Also attached is a 30 minute mp3 with Chris, on step by step directions for filling out the FED Card App called "Directions for Op Circular 1". Right click the links below and select "save target as" to save to your computer. http://zerodebts.info/zd_conf_calls/zd_call_10_13_09.mp3 http://zerodebts.info/zd_conf_calls/FED_Card+Pkg.zip http://zerodebts.info/zd_conf_calls/Directions_for_Op_Circular_1_appendices.mp3 Understanding Commerce: Back to Basics In this interview with Bill Ranieri we cover some of the basic concepts and strategies in commerce that are critical to your success. Many members, lost in the throes of combat with threatening attorneys, lose track of their plan, or forget the basic rules of commerce! The first key to winning the foreclosure game is "honor/dishonor." When the bank and its attorneys dishonor your tender of payment, the bank becomes the debtor! If you skip this step, then you'll fail to turn the tables on your opponents, and they'll get to continue as the presumed creditor! Not good! The second key is properly using administrative process (notice, fault, default) to nail down the facts of the case: When your opponent fails to answer, he admits by his silence the facts established by his default! We invoke the principal of estoppel to prevent him from dredging up the arguements your administrative process has blown away! The last keys to winning are: "Truth is established on the public record" and "credibility is everything!" It is not enough to win on paper. We have to write our process to the public record! Not only does this boost your credibility as creditor, it begins the process of tearing down any shreds of credibility the other side had. However, it is not enough to win; you must persist, and follow through, until you collect. Because unless you are a persistent and credible creditor, you will abandon the creditor's chair. The bank will be delighted to re-occupy the chair you left vacant! http://zerodebts.info/zd_conf_calls/commerce-call-w-bill.mp3 The subject is "back to basics!" So many of our members have been sidetracked with battles that they are still operating with a debtor mentality. Apparently for most people "it's hard to be the creditor!" http://zerodebts.info/zd_conf_calls/zd_call_10_20_09.mp3 "Turn the Tables" is the next of our "back to basics" calls. This call deals with the importance of "turning the tables" on your opponents and getting them into dishonor, while you remain in honor. Below are TWO versions of the LoanStar letter: one to the mortgage company (Aurora version) and one to the Trustee (Citimortgage version). The language has been changed from a future event to something already accomplished. In other words, instead of telling them you are "going to" send funds to the Escrow Agent, in these letters, you are telling them the Escrow Agent already has the funds! We start with a quick review of the letters below and work into how to set up your opponents to fall right into your trap. http://zerodebts.info/zd_conf_calls/zd_call_10_27_09.mp3 http://zerodebts.info/zd_conf_calls/loanstar1-Aurora•-sample1of2.doc http://zerodebts.info/zd_conf_calls/loanstar1•Citimortgage-sample2of2.doc Become the Creditor: Understanding how the mortgage companies and banks have robbed you blind, AND swindled the investors they sold your note to should go a long way in convincing you that you really ARE the creditor and are entitled to damages! This call is the next in our series of "back to basics" calls. This call deals with handling the job of recording your administrative process on the public record. We will also cover the best way to get into your new role as creditor, using the Notice of Counterfeit Security. Below are some goodies for your review: http://zerodebts.info/zd_conf_calls/zd_call_10_29_09.mp3 1. The mers.jpg is a nifty picture that illustrates the "mortgage netherworld"! http://zerodebts.info/zd_conf_calls/mers.jpg 2. Pepsi Loses 1.26 Billion in a default judgment! (Even giants can be clobbered for their carelessness!) http://zerodebts.info/zd_conf_calls/Pepsi_Loses_1.26_Billion_in_default_Judgment.doc 3. Why Securitization Changes the game! Which goes along with Securitization is ILLEGAL, which we sent before, but are including again for those who might have lost it or never got it. http://zerodebts.info/zd_conf_calls/Why_Securitization_Changes_the_Game.doc Responding to a Complaint in Court for Foreclosure: If you have been summonsed to court for a foreclosure proceeding, what steps should you take? How should you handle the Escrow Agent pack, etc. Ideally, as soon as you get a summons, you should make arrangements to send your escrow agent a full package including the International Promissory Note. If possible, you would want to wait until the bank has had your Acceptance letter (LoanStar letter) for ten days. At that point, they are in agreement with you and you can submit the following Notice to the Court: "By agreement of the parties, John Henry Doe (defendant) has elected to settle out of court, and has tendered payment to Aurora Loan Services et al, of $300,000, (per Aurora complaint dated 10/27/09), now held in escrow. Said funds are tendered in exchange for settlement of loan #1234567 and the return of the original promissory note to John Henry Doe." Will the judge actually dismiss the case because you have informed them of your agreement with the bank? Not likely! Most likely, the attorney will have an objection to your notice. He may believe that, since he was not advised of this "agreement of the parties" that there is no agreement. By the time this happens, the bank should either be in default already, or close to the date of default. Once you have the signed Commercial Oath from the Notary/Escrow Agent, you can file the attached Negative Averment and Counterclaim. (Be sure to record your full Administrative Remedy first, before filing your counterclaim!) The Negative Averment (below) is different than the one we have supplied in the past (i.e. from Tim Turner) in that, unlike the Turner version, we already have a default as sworn to by the Notary! http://zerodebts.info/zd_conf_calls/zd_call_11_03_09.mp3 http://zerodebts.info/zd_conf_calls/Negative _Averment_sample.doc Responding to an Attorney Letter Rejecting Your Payment and Terms. This call deals with how to handle attorney letters and the multitude of frauds committed in the course of your dealings with them. Attached is a jpg file (picture) of a letter from an attorney claiming that the Escrow Agent contract (LoanStar letter) is rejected by the bank, and that the (fraudulent) mortgage contract and note is still in effect. Typically this is weeks after the deadline to withdraw has passed! Can the attorney--as agent of the bank--simply pretend nothing happened! Can he say, "My client rejects your purported contract?!" that "the 'real' contract is your mortgage and note!"? ..And if so, what can you say to this outrageous claim? The answer to these and other questions is attached below. (See the Attorney_letter jpeg, and the Notice_of_Counterfeit_Security --EscrowAgent_Attorney_Ltr_sample_rev1 attached. http://zerodebts.info/zd_conf_calls/zd_call_11_05_09.mp3 http://zerodebts.info/zd_conf_calls/Attorney_letter.jpg http://zerodebts.info/zd_conf_calls/Notice_of_Counterfeit_Security--EscrowAgent_Attorney_Ltr_sample_rev1.doc Steps to Claiming and Oerfecting your Lien. The "tacit procuration" is a Common Law Lien process for the Sovereign. In this call we compare the steps to those taken with the Notice of Counterfeit Security and other administrative process. The steps are 1. Notice, 2. Notice of Fault Opportunity to Cure, and 3. Default. But what about billing? That too is a similar three step process! With the Notice of Counterfeit Security we include a True Bill. This is the first step in the three step billing process. The Common Law Lien process requires 30 day intervals between bills. The International Claim in Admiralty requires only two week intervals! Study the docs in the "Tacit Procuration" zip folder for a better understanding of the process, the steps, and the language you can use. Use the Affidavit of Claim of Lien and the Affidavit of Perfection of Lien as samples to contruct your own to make your claim to the bonding company! http://zerodebts.info/zd_conf_calls/zd_call_11_10_09.mp3 http://zerodebts.info/zd_conf_calls/Tacit_Procuration.zip Regards, R. J.